# bKash vs Nagad vs Rocket: which is best for school fee collection?

> An honest comparison of Bangladesh's three biggest mobile financial services from a school fee-collection perspective — pricing, settlement, reconciliation and parent UX.

Source: https://edugradup.com/blog/bkash-vs-nagad-vs-rocket-for-school-fee-collection/

Bangladesh's three biggest mobile financial services — bKash, Nagad and Rocket — together process the vast majority of school fee payments outside cash. Choosing between them (or using all three) has real cost and operational consequences for a school's accounts office.

bKash has the largest parent install base and the most familiar UX, but its merchant fees on education are slightly higher. Nagad has aggressive zero-fee promotions and government backing through Bangladesh Post Office, making it attractive for community and government-aided schools. Rocket, backed by DBBL, has the lowest fees on bank-account-linked transfers but a smaller parent base.

EduGradUP integrates all three natively, with auto-reconciliation against the student fee ledger. Schools can let parents choose their preferred wallet, while the accounts office sees a single consolidated ledger and a single end-of-day settlement report per gateway.